Get financially ready
Review savings, credit, monthly comfort and funds needed beyond the down payment. A strong lender can explain conventional, FHA, VA, USDA and state assistance options.
Buyer’s roadmap
A practical step-by-step checklist for making a strong, informed purchase.
The strongest home purchases begin before the first showing. John helps buyers understand the process, prepare a competitive approach and keep the many moving pieces organized.
Review savings, credit, monthly comfort and funds needed beyond the down payment. A strong lender can explain conventional, FHA, VA, USDA and state assistance options.
Choose a real estate advisor and lender who communicate well, understand the local market and can coordinate the details.
Separate needs from wants, choose target areas and factor in taxes, commute, resale potential and likely maintenance.
Look beyond finishes. Consider condition, layout, systems, neighborhood and the cost of improvements.
Price matters, but so do contingencies, deposit, settlement timing and the strength of the financing package.
Coordinate inspections, negotiate where appropriate, finalize the mortgage and review title, insurance and association documents.
Complete the final walk-through, verify funds and identification, sign closing documents and receive the keys.
First-time buyer?
Start with a conversation about budget, financing and timeline. John can help you identify the next useful step.
Read: How parents can help →